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We Are Kingdom Partners
Handling the administrative burden so you can focus on God's call for your ministry.
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"A rope made out of three cords isn’t easily broken."
Ecclesiastes 4:12 NIRV
Stronger Together
I believe that when it comes to serving the Lord, all parts of the ministry are essential. 1 Corinthians 12 says, "God arranged the members in the body, each one of them, as he chose." However, too many pastors, volunteers, and boards become overburdened with the task of bookkeeping and fostering financial clarity. This burden steals so many away from their unique calling. That's where I come in: I want to create a three-corded partnership between you, me, and God. Together, the church stands strong - missionally and legally.
Spiritual Family | Business Entity
First and foremost, a church stands as a spiritual family of Believers. However, as a business entity, there are unique financial needs and strict requirements for compliance, including:
Restricted Fund Tracking
501(c)(3) Compliance
Board Ready Reporting
GAAP-Compliant Reporting for Loans & Audits
Donor Reporting
Managing Clergy Payroll
Because of a church's unique financial challenges, standard accounting simply isn't enough; in fact, it leaves the church open to donor mistrust, confusion about financial standing, or even losing its 501(c)(3) status. The weight of this financial stewardship can be overwhelming, but it doesn't have to be.
My Part
Serving Churches Exclusively
Three Cords Financial Partners was created for one simple purpose: take on the burden of church finances so church leaders can focus on the ministry.
Dedicated Financial Partnership
Church financial stewardship is more than data entry. It is ensuring the integrity of the ministry's financial records, protecting 501(c)(3) status, aiding the board with report interpretation, and building donor trust by honoring their giving intentions.
Psalm 24:1 says, “The earth is the Lord’s, and everything in it.” Meaning that financial stewardship is not just managing the church's money, it is managing God's money. Paul writes the principal, "...it is required of stewards that they be found faithful."God has given you unique responsibility over His church, and sometimes the intricacies of finances can either slip through the cracks or feel all-consuming. I see it as my sacred duty to help you manage Church finances in a way that honors God and enables you to focus on Christ's call for your ministry.
To that end, my core services are more extensive than typical and include:
Transaction
Categorization
Bank/Card
Reconciliations
Board Ready
Reporting
Systems
Setup
Bill Pay
Restricted Fund
Tracking
Document
Filing
Yearly GAAP
Reports
Light
Advisory
About Virtual Bookkeeping
Working with industry Standard tools
I use industry standard tools that ensure reliable stability and make transitions to and from my service seamless.
Safe. Established. Faithful.
If your church has only worked with volunteer bookkeepers, you may feel wary about needing to share sensitive information that only your organization should know. The good news is, bringing a remote bookkeeper on doesn't mean you have to sacrifice security.
When we partner together, you remain in control: Your church hosts the Quickbooks Online, Google Workspace, and Planning Center/Tithely accounts. Meaning that I have limited access that you control. By using these platforms...
Your Data is Private. I have read-only access to your bank feed, limited view/edit access to Planning Center Giving/Tithely to view/log donor gifts, and single folder access to your Google Workspace for file organization.
The Busy Work Gets Done For You. For income and expenses directly pulled from the bank, I quietly work in the background categorizing transactions, tracking designated funds, and reconciling accounts throughout the month.
You Remain In Control. Payments initiated by Three Cords are unable to be completed without your designated person (or people's) approval.
You Reap The Reward of Financial Clarity. At the end of the month, you receive accurate, easy-to-read financial statements tailored for your leadership team, giving you total clarity while you pursue God's call for your ministry.
"Everything should be done in a fitting and orderly way."
1 Corinthians 14:40 NIV
Filling the need
Specialized Bookkeeping
Specialized nonprofit bookkeepers are the only ones truly equipped to keep your church compliant and protected.
I believe that God has a plan for your need for a bookkeeper; Three Cords is hopefully your answer, but I may not be. However, I truly believe that hiring a specialized nonprofit bookkeeper is the best option.
When it comes to financial stewardship, every role serves a purpose—it’s all about choosing the right tool for the job. Faithful volunteers are the heart of the local church, but asking them to navigate complex nonprofit regulations can easily lead to burnout. On the other hand, general accountants excel at corporate finances, but often lack specialized experience in nonprofit GAAP and fund tracking. Partnering with Three Cords brings you the best of both worlds: deep passion for your church’s mission paired with expert, specialized nonprofit financial care.
Finding the Right Fit for your Ministry
| Volunteers | General Accountants | Nonprofit Specialists |
|---|---|---|
| Fueled by love for the church | Excellent for standard tax and for-profit needs | Built for church culture + restricted fund experts |
| Essential for day-to-day help | Detailed for-profit corporate reporting lens | Reports designed specifically for churches |
| The lifeblood of the church straight from your congregation | Great for standard financial advice | Dedicated partner that wants to see your mission fulfilled |
Commit your way to the Lord; trust in him, and he will act.
Psalm 37:5 ESV
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Transparent Pricing
Use the calculator below to build your custom monthly bookkeeping quote
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"But whoever lives by the truth comes into the light,
so that it may be seen plainly that what they have done
has been done in the sight of God."
John 3:21 NIV
Driven by Faith. Grounded in Stewardship.
Hi there! My name is Connor Ricketts, I am the owner/operator of Three Cords Financial Partners.I operate Three Cords remotely from Northern California, where I live with my wife, Jordan, and our two lively young boys. Family and faith are the foundation of everything I do. We are deeply invested in our local church, where I’ve served in leadership roles for the past six years across young adults, worship, creative, and admin teams.When our church’s bookkeeper stepped down, I saw firsthand the unnecessary stress it placed on our elders. Drawing on my background in high-level fiduciary responsibility, real estate portfolio management, and business ownership, I knew I could help. I built Three Cords because I had both the technical expertise and the heart to carry that administrative burden—allowing pastors and church leaders to stay focused entirely on spreading the Gospel.
I believe that faithful financial stewardship is a sacred calling. Guided by my relationship with Jesus Christ, I provide precise, ethical, and compliant bookkeeping. My goal is to ensure your board has the transparent data needed to make confident decisions while protecting your church from audits, fraud, and financial uncertainty.When I’m not diving into spreadsheets or optimizing workflows, you’ll usually find me:
Playing unique Euro-style board games with friends and family.
Perfecting a fresh batch of home-roasted coffee.
Exploring my newly found love for golf.
Refining video editing projects or,
Worshipping on guitar.
I would love to learn more about your church's vision and how Three Cords can serve your church. Reach out anytime—let's lift the administrative weight together.
When you partner with Three Cords,
you aren't just hiring a service provider;
you are hiring a brother in christ.
"Bear one another's burdens, and so fulfill the law of Christ."
Galatians 6:2 ESV